To qualify for Obamacare, you must be a U.S. citizen or legal resident and not have access to affordable health coverage through your employer. Your eligibility and savings depend on your household income and family size.

The Open Enrollment Period for Obamacare usually runs from November 1 to January 15. However, if you experience a life event such as losing coverage, getting married, or having a baby, you may qualify for a Special Enrollment Period.

Obamacare plans are offered through the federal or state marketplace and often include government subsidies. Private health insurance plans can be purchased directly from insurance companies and may offer different benefits or provider networks.

Medicare is a federal health insurance program for people aged 65 or older and certain younger individuals with disabilities. It includes Part A (Hospital Insurance), Part B (Medical Insurance), Part C (Medicare Advantage), and Part D (Prescription Drug Coverage).

Original Medicare covers hospital and medical services through Parts A and B. Medicare Advantage (Part C) is offered by private companies and may include additional benefits such as dental, vision, hearing, and prescription coverage.

Yes. Health insurance covers your medical expenses, while life insurance provides financial protection for your loved ones in case of your passing, helping them cover bills, debts, and future expenses like education or mortgage payments.

There are two main types: Term Life Insurance, which provides coverage for a specific period (e.g., 10, 20, or 30 years), and Whole Life Insurance, which lasts your entire life and includes a cash value component that grows over time.

Your ideal coverage amount depends on your income, debts, lifestyle, and family needs. A general rule is to choose a policy worth 10–15 times your annual income to ensure your loved ones are financially secure.

Absolutely. Our licensed agents can help you compare multiple insurance plans, check your eligibility for government subsidies, and find the best coverage for your budget and needs — whether it’s Obamacare, Medicare, or Life Insurance.